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Benefits of the Payment HSM
- Protects your brand by securing your applications
No exposure of sensitive data (e.g. keys, PINs)
Sensitive data and algorithms locked inside HSM hardware
Secure from attack by people inside/outside your organisation
- Delivers cryptographic security mandated by the industry
Meets requirements of Visa, MasterCard, American Express
Cannot meet requirements without an HSM
- Appropriate certifications & implements relevant standards
So you don’t need to get these for your systems
- Integrates with the industry’s major software
The HSM fits easily into your systems
Can be used for many purposes
- Continuous development program plus bespoke customisation
The HSM will continue to meet the industry’s needs
The HSM will meet your individual needs
- Flexibility – Field-upgradeable functionality and performance
Future-proofing of your investment
Minimal interruption to service when upgrading
- Looks after the security so you can look after the business
Source : Thales
For more information please visit their website.
What is an HSM?
HSM meaning is Hardware Security Module also referred to as Host Security Module. Attached to a host computer running payments software and responds to host commands to provide specific cryptographic and security functions.
Some functions provided by the Payment HSM
Card verification (CVV/CVV2, dCVV, CSC, CVC/CVC2/CVC3)
PIN generation and mailer printing (IBM 3264, Visa PVV, Diebold, Random)
PIN verification
Translate transactions between encryption schemes
Key generation (DES, 3-DES, RSA)
Generate/verify digital signature
Generate/verify Message Authentication Code (MAC)
Message encryption
Cardholder authentication
Remote ATM Key Loading
Secure caching of Master Keys
Source : Thales
For more information please visit their website.